Welcome, Guest to Farmers State Bank

Mortgage Loans

Need Help?

319-377-4891 or 888-461-0821 real_estate@fsbmail.net

Today's Rates

APR = Annual Percentage Rate
15 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.149%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.467%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.534%  0.000%

Personalized Quote

Live Your Dream…

Buying a home is the single largest financial transaction most of us will ever make - and we're here to help. You will feel confident in your home financing decisions with our experienced lenders. We finance primary residences, second homes, and investment properties, and can assist you with purchases, refinances, and cash-out refinances.

You'll enjoy a streamlined qualification process along with exceptional personal service from application to closing.

First Time Homebuyer?

If you haven’t owned a home in the last three years, you are considered a first-time homebuyer, and there are several loan programs available to those who qualify. Our experienced lenders can help put you in a home sooner than you might think!

Who can qualify for a Home$tart grant?

The Home$tart program is available to qualifying home buyers earning up to 80% of the median income for their area based on Iowa HUD Income Limits. Income limits are adjusted based on household size. Home$tart recipients must also:

  • Complete a home buyer education class if first time homebuyer.
  • Qualify for mortgage financing with Farmers State Bank.
  • Be a customer of Farmers State Bank.

Click here for additional information.

Get Pre-Approved…

In about 20 minutes, we can pre-approve you at no cost, allowing you to shop for your home with confidence - knowing you can afford the mortgage! If you prefer personal assistance first, please call (319) 377-4891 or email any of our Mortgage Specialists to answer your questions or seek advice!

Do it Yourself…

Sort of. We offer Lot Loans and Construction Loans for specialized, short-term financing to assist you in building your forever home. Upon completion of your home, you can select a fixed or adjustable rate option, often with reduced settlement costs.

Want More…

From Conventional to Jumbo to VA and FHA first mortgages and even USDA loans, we will walk you through each step of the loan process to guide you into the loan option that best suits your needs.

Let’s Get Started!

Apply Now

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